General LIability

General Liability refers to a broad type of insurance coverage that protects a business or individual from financial loss due to claims of:

• Bodily injury (e.g., someone getting hurt on your property)
  
  

• Property damage (e.g., you accidentally damage someone else's property)
  
  

• Personal and advertising injury (e.g., libel, slander, copyright infringement in advertising)
  
  

It is most commonly seen in the form of Commercial General Liability (CGL) insurance, which is essential for most businesses. It covers legal fees, settlements, and judgments if your business is sued for something it’s legally liable for — even if the lawsuit is groundless.