Other than a bop-what other insurance should i consider?

In addition to the BOP, you may need other types of  business insurance coverage based on the kind of work you do, the size of your company and your location. These could include: 

• Insurance for home-based businesses. Even if you work from home, you'll still need to insure your business. Generally, homeowners insurance offers the appropriate coverage level for home-based business-related property and equipment. 

• Professional liability insurance. This may be required as a separate policy, in addition to the BOP, to cover losses related to liability claims arising from mistakes or lapses of professional duties. Businesses offering professional services to their customers will often purchase this type of policy. 

• Commercial auto insurance. Company-owned vehicles will need to be insured through a commercial auto policy. 

• Health insurance. As a self-employed person, you may need to provide health insurance for yourself, your family and your employees. 

• Cyber insurance. Virtual businesses and most businesses that keep digital records online will likely need additional cyber protection against the risk of loss associated with data breaches and malicious computer intrusions. 

• Commercial umbrella insurance. Provides liability coverage beyond the basic business insurance policy limits in the case of a catastrophic auto- or business-related event.