Marine Contractors • Ship Repairers • Dock Builders • Waterfront Developers
Bay Area Marine Contractor Insurance & USL&H Coverage Solutions
Protecting maritime operations, waterfront assets, and specialized harbor workers across Contra Costa, Alameda, and Solano Counties with same-day digital underwriting.
⚡ Direct Underwriting Authority
Complete same-day online quotes & instant binding options via the LIO Insurance platform.
6 Critical Coverages for Maritime & Waterfront Operations
Work on or near navigable waters triggers federal statutes that standard commercial policies simply do not answer. These are the coverages East Bay marine contractors rely on.
USL&H (Longshore & Harbor Workers' Compensation)
- Mandatory federal coverage protecting workers engaged in maritime employment on, near, or adjacent to navigable waters, including docks, piers, and wharves.
- Crucial protection ensuring absolute compliance with federal statutes while avoiding devastating non-compliance penalties.
Jones Act / Maritime Employer's Liability (MEL)
- Specialized liability coverage protecting your business against bodily injury claims brought by crew members or captains designated as “seamen” under maritime law.
- Bridges the critical gap where standard state workers' compensation coverage completely excludes vessel-based injuries.
Ship Repairer's Legal Liability (SRLL)
- Essential protection covering physical damage to third-party vessels, watercraft, and marine equipment while under your care, custody, or control for repairs or modifications.
- Safeguards your facility or yard against massive property damage claims during drydock or shoreside servicing.
Commercial Hull & Protection & Indemnity (P&I)
- Comprehensive marine protection packaging physical damage to your workboats, barges, and tenders (Hull) with broad third-party liability (P&I).
- Covers marine collision liabilities, property damage, and environmental/pollution cleanup exposures on navigable waterways.
Contractor's Marine Equipment & Cargo / Inland Marine
- High-limit scheduling for specialized waterfront tools, floating cranes, heavy machinery, piling rigs, and materials in transit over water.
- Protects your primary revenue-generating assets from capsizing, sinking, or transit-related damage.
Marine Business Owner's Package (BOP) / General Liability
- Standard shoreside protection covering third-party bodily injury and property damage at your yard, office, or staging areas.
- Features customized marine endorsements to ensure shoreside general liability blends seamlessly with marine-specific policies.
Ready to Protect Your Crew and Your Fleet?
Request a same-day online quote for your marine contracting, ship repair, pile driving, or waterfront development operation. Pair it with our workers' compensation coverage or call 925-232-1979.
Proudly serving marine contractors, ship repair yards, dock and pier builders, dredging crews, and waterfront developers in Richmond, Antioch, Pittsburg, Martinez, Oakland, Alameda, Benicia, and Vallejo throughout Contra Costa, Alameda, and Solano Counties.